MA-AUCTION- PRIVACY POLICY MA-Auction, the digital auction application of Manappuram Finance Limited provides all the pre-auction facilities like bidder registration, acceptance of EMD, proxy facility to accept someone in place of the bidder, facility for the authorized auctioneer to view and accept the offer, and view of realization value. This is a new revolution in the path of digitalization, where we can reduce manual intervention and chances of malpractice and thereby can have a well-organized structure to the entire auction process. In addition, it offers a sound MIS system through which we can track and trace the status and draw detailed system-generated reports. Moreover, the user can view the result of the auction conducted through this application. INTRODUCTION This Privacy Policy outlines Manappuram Finance Limited’s practices in relation to the storage, use, processing, and disclosure of personal data that you have chosen to share with us when you download and use our mobile application MA-Auction. At Manappuram Finance LTD, we are committed to protecting your personal data and respecting your privacy. Please read the following Policy carefully to understand our practices regarding your personal data and how we will treat it. This Policy sets out the basis on which the personal data we collect from you, we collect about you, or that you provide to us, will be processed by us. By providing us with consent to process your personal data, you acknowledge that we will collect, store, use, and disclose your personal data in accordance with this Policy. THE DATA WE COLLECT ABOUT YOU We collect, use, store, and transfer personal data about you after obtaining your consent, to provide you with, or in connection with, the Services. Please note that we only collect and process a minimal amount of your personal data to provide you with the Services. Such personal data includes Identity and Profile-Related Data, Contact Data, KYC Data, Transaction Data, Data from SMS, Financial Data, Device Data, Usage Data, Other Data Solicited, Marketing and Communications Data, etc. HOW WE COLLECT DATA ABOUT YOU We use different methods to collect and process personal data about you. This includes; the information you provide us, information about your device, and the information we receive from other sources including third parties and publicly available sources, service providers, etc. HOW DO WE USE YOUR PERSONAL DATA AND FOR WHAT PURPOSES We will only use your personal data in accordance with the applicable law. Most commonly, we will use your personal data to provide you with the Services, or where we need to comply with a legal obligation. You agree and acknowledge that by using our Services and creating an account on the Platform, you authorize us, our associate partners, and affiliates to contact you via email, phone, or otherwise. This is to ensure that you are aware of all the features of the Services. In general, we use your personal data for certain purposes and activities undertaken without direct human supervision or control. HOW WE SHARE YOUR PERSONAL DATA We may also share this information with other entities in the Manappuram Finance LTD group in connection with the above-mentioned purposes. If you fail to provide consent for sharing of such data when requested by us, we may not be able to perform our obligations under the arrangement we have with you or are trying to enter into with you. ACCESSING AND UPDATING YOUR PERSONAL DATA You hereby warrant that all personal data that you provide us with is accurate, up-to-date, and true. When you use our Services, we make our best efforts to provide you with the ability to review and correct inaccurate or deficient data, subject to any legal requirements. We shall verify the accuracy of the new personal data you provided to us. DATA SECURITY We implement appropriate security measures to protect your personal data from unauthorized access and follow technology standards prescribed by applicable law. YOUR LEGAL RIGHTS Under certain circumstances, you have the right to request the erasure of your personal data, the Right to deny consent, the Right to revoke consent, the Right to Rectification, the Right to withdraw consent, the Right to opt out, etc. COOKIES Cookies are small data files that are stored on your device. We use cookies and other tracking technologies to distinguish you from other users of the Services and to remember your preferences. This helps us provide you with a good experience when you use our Services and allows us to improve the Services. The server that places them and is unable to inter alia run programs on your device, plant viruses, or harvest your personal information only reads cookies. Cookies allow Web servers to recognize your device, each time you return to our platform including the date and time of visits, the pages viewed, time spent at our platform, and the websites visited just before and just after our platform, verify your registration or password information (in case of registered users) during a particular session.